Largest inventory of reconditioned appliances in the Tulsa area plus we offer in home service and repair on most major brands.


J & J Appliances offers a 90 day to 12 month, no credit check financing.

What's required:

  • Valid ID
  • Bank Card
  • Proof of Employment

J&J appliances offers a 90 day, no credit check financing purchased must be over $300 (before taxes and fees). There are no interest fees during the 90 days; only fees added are the processing and application fees. In order to be approved, your monthly income (single or combine) must be double the total cost of your purchase.

Acima Credit

Do you make at least $1,000 per month? Do you have a checking or savings account, credit card or debit card? If so, you might want to consider the Tempoe program for your purchase today.

  • High Approval Rates
  • Flexible Lease Terms
  • Apply In-Store or Online
  • Immediate Delivery
  • Early Buyout Option

Go online to to see how much you get approved for!


  • Minimum verifiable income of $600 a month
  • Checking or savings account open for a minimum of 30 days
  • Valid debit or credit card
  • Valid SSN or ITIN
  • United States address
  • Must be 18 years or older

Go directly to the application: here.